Group Health Plan*
Koinonia offers a very competitive group health plan at little cost to most of its full-time employees and their eligible dependents. Employee’s make applicable plan co-pays and contribute a small percentage towards their medical and dental premiums.
Koinonia’s employees in California are covered through an HMO plan provided by Blue Shield of California or Kaiser Permanente. The plan features low cost office co-pays, as well as low cost co-pays for generic and brand drugs. A co-insurance cost may apply to some elective or non-covered procedures. Our Nevada employees are covered by Blue Shield PPO. This PPO plan features a 90/10 “in-network” benefit and a 70/30 “out-of-network” benefit. This plan similarly offers low cost co-pays for office visits, as well as generic and brand prescriptions. There is a slightly higher co-pay for non-formulary prescriptions. An annual deductible and certain low co-insurance costs apply to the Blue Shield PPO plan. Contact the Human Resources Department for a complete summary plan description.
Health Plan Transparency Disclosures
Following the Transparency in Coverage rule, Koinonia Family Services has made available the machine-readable files for Blue Shield of CA and Kaiser Permanente.
Note: the links below will navigate you away from the company webpage and direct you to the respective carrier’s site.
Koinonia offers a standard PPO dental plan (100%-80%-60%) for employees and their eligible dependents through United Concordia. The plan includes a $2,000 orthodontic benefit.
Vision coverage is included in the Kaiser and Blue Shield HMO and PPO group medical plans. Vision coverage includes a comprehensive vision exam every 12 months, and then an allowance towards standard frames and lenses or contacts every 24 months.
A chiropractic benefit is offered to employees and their eligible dependents through American Specialty Health. The plan features 30 visits per year for the HMO plan and 12 visits per year for the Blue Shield PPO plan, with a low cost co-pay per visit. Medical necessity may be required for services to be covered.
Behavioral health coverage is included in the group medical plans listed above. Outpatient-counseling services include up to 30 visits per calendar year, with low cost co-pays per visit.
401(k) Retirement Plan
Koinonia offers a 401(k) retirement plan to its employees through American United Life. The plan has some excellent funds to choose from, including funds from American Century, Fidelity, T. Rowe Price, Vanguard and more! Employees can make voluntary contributions to the plan on the first day of the month following the date they are hired, and after one year of service (and working 1,000 hours), employees become eligible for discretionary company matching contributions. The plan features a “5 year step vest,” where employees are vested in the plan 20% per year over 5 years. Employees always own 100% of their voluntary contributions, but company matching contributions are owned as per the vesting schedule.
Paid Time Off
Koinonia offers an attractive time-off benefit called paid time off (PTO). PTO can be used for vacation leave, sick leave, or any other planned or unplanned absence. Employees accrue a certain amount of PTO each pay period based on their years of service. Employees can earn from 12 to 27 days of PTO per year depending upon their length of service.
Koinonia offers 14 paid holidays per year to most of its full-time employees. Koinonia also observes half-day work schedules the day before Thanksgiving and the day before New Year’s Day. For some employees who work in programs that must serve clients on company recognized holidays, Koinonia offers a holiday pay premium.
Koinonia offers a $50,000 life insurance benefit to its full-time, exempt employees. The benefit is provided through Blue Shield Life and Health Insurance. It is currently 100% Employer Paid.
For those who are interested in pursuing MFT or LCSW licensure, Koinonia offers a program to assist qualifying employees with obtaining some of the “supervised hours” that are necessary for licensure. The availability of the program is contingent upon several factors, including the availability of qualified staff or licensed contractors to provide supervision, and the availability of funding for the program. Koinonia does not guarantee minimum hours for each experience category, but generally provides a limited amount of units toward one-on-one and group supervision. Employees are responsible for application, exam and license fees. Please ask at the time you apply for details about the availability of the program.
Employees receive a mileage reimbursement when they use their personal vehicle for company business.
*This is a summary only, and is not intended to include all pertinent plan information, including limitations and restrictions. Prospective employees may request summary plan descriptions for complete plan details.
Have questions? Call us.